Senior Data Scientist, Analytics (Risk & Fraud)

About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

Attributes We Value

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

About the team

The Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine technical expertise with a deep understanding of our customers' needs to design and build unified, intuitive, and scalable products. As a team, we thrive in a collaborative and fast-paced environment, constantly iterating and pushing boundaries to deliver exceptional product experiences.

What you’ll do

Airwallex is building a centralised risk platform that will harness advanced analytics and machine learning techniques to enable real-time decisioning across a diverse range of product lines and platforms. The risk product domain is responsible for building the platforms, engines & case management whilst also delivering the risk models so you will be involved in crafting the full end-to-end risk capability.

This role will work on building out Airwallex’s risk product domain focusing on analyzing the compliance impact on transactions as well as delivering a financial crime detection and prevention solution. You will be responsible for conducting risk analysis on transaction level and merchant level, developing risk detection framework, and empowering business.

This role is based in Shanghai.

Responsibilities:

• Craft and refine risk strategies which include defining risk controls, the customer experience and operational workflows with emphasis on minimizing the impact on customers, our brand and organizational critical metrics.

• Use data driven insights to seize opportunity, measure performance and to determine what is working and what is not working; Monitor performance of existing & new solutions and optimize to ensure desired results.

• Communicate concise and actionable business strategies and present new strategy recommendations to senior management for approval.

• Collaborate with partners in Platform, Operations and other internal teams, as well as external partners like data vendors to formulate and execute fraud risk solutions.

Who you are

We're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.

Minimum qualifications:

• Bachelor's degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.

• 5+ years proven risk management experience or equivalent, including analytics, modeling implementation, and stakeholder management.

• 5+ years of hands-on experience extracting and manipulating large data with SQL, experience with scripting in Python, Shell or R.

• Experience building visualizations using large datasets and multiple data sources using Looker or Tableau.

Preferred qualifications:

• Master's degree in Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.

• 5+ years proven fraud or risk experience, including rule development, modeling implementation, and stakeholder management, in well-known fintech or internet companies preferred.

• Intuitive, organized analytical thinker, with the ability to perform detailed analysis. Knowledge of analytical tools and use of data to validate strategies or hypotheses.

• Demonstrates excellent consensus building written, verbal and presentation skills with senior leaders of the organization.

• Experience working with cross-functional, geographically distributed teams, managing by influence is a plus. 

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Applicant Safety Policy: Fraud and Third-Party Recruiters

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.