Senior Software Engineer, Platform (Ledger)

About us:

Branch is on a mission to empower workers with financial freedom. We do this by helping companies accelerate payments and providing working Americans with accessible, free financial services. We’re committed to building and delivering more inclusive, transparent, and frictionless financial products.

Our goal of empowerment extends to our own employees, too. Have a great idea? Share it today and it might just get implemented tomorrow. As a member of our team, your voice and creativity matter—and they can directly impact our products, company, and culture.

We not only focus on attracting great talent from across the country, but also on building teams that help that talent thrive. That means valuing a diversity of opinions and working styles, while creating a shared belief in innovation, initiative, and winning together.

Come join our team as we develop new ways to improve the lives of working Americans.

About the role:

In this Senior Software Engineer role at Branch, you will be responsible for developing core components for our FinTech products. The ideal candidate will have strong experience in Java and microservices, with a focus on designing and optimizing scalable backend services and RESTful APIs. This position requires a solid foundation in computer science and a passion for upholding high engineering standards through code reviews and collaborative teamwork.

This role will be part of our Money team, focusing on building Branch’s new ledger system — a foundational service that will take ownership of user balances and ensure complete financial accuracy across our platform. You’ll design and implement systems that record, reconcile, and report millions of financial transactions with absolute consistency and traceability. This role requires deep experience with high-scale, fault-tolerant systems and an understanding of ledger architectures or double-entry accounting principles. You’ll play a key part in shaping how Branch manages and safeguards user funds at scale.

Responsibilities include, but are not limited to:

• Measure and optimize the performance, scalability, and uptime of backend services
• Demonstrate and promote a culture of engineering excellence
• Conduct design and code reviews and push the bar for engineering rigor and standards
• Collaborate with product management, customer success, and customer support to deliver the best experience for our users
• Focus on consistent, cohesive REST APIs and domain driven service design to facilitate and orchestrate service contracts

Qualifications:

• Attention to detail and passion for doing great work
• 5+ years of experience in building clean, well architected, distributed, and scalable software
• 2+ years working in a ledger-based system
• Strong computer science fundamentals, with deep knowledge of data structures, algorithms, and software design
• Strong command of Java and Java based microservices with Spring Boot
• Experience designing and supporting customer facing RESTful APIs
• Design and implementation of relational database schemas running on PostgreSQL, MySQL, Oracle, or equivalent
• Fluent with unit / integration testing concepts and tools including JUnit / Mockito, or equivalent
• Experience with Docker, Kubernetes, git-flow, SonarQube for CICD a plus
• BS in Computer Science or equivalent program

Compensation:

The salary range for this role is $160-170k.

The salary range displayed reflects an average base salary range for the position across all the U.S. The base salary offered to an applicant could be higher or lower based on each applicant's specific skill set, depth of experience, relevant education or training, etc.

Location:

This position is classified as REMOTE within the United States of America.

We are unable to hire candidates located outside of the domestic U.S.

Benefits:

• Market-leading medical, dental, and vision insurance
• Stock options
• Free Premium-Tier Origin Financial Wellness subscription
• Monthly home-office stipend
• 401k (TransAmerica)
• 12-weeks paid parental leave for birthing and non-birthing parents
• Flexible time off + sick and safe time
• 11 paid company holidays

Working at Branch

A remote-first company with employees located throughout the U.S., Branch emphasizes transparency, accountability, and trust to create a collaborative environment where our product, engineering, marketing, customer support, customer success, and sales teams can all thrive together. Learn more about what we do in this video!

Our collaborative spirit has helped us become an award-winning FinTech company, with Branch’s innovation and workplace recognized across industries. Branch has been honored by Inc., the Webby Awards, Benzinga FinTech Awards, FinTech Breakthrough Awards, Top Workplaces USA, Great Places to Work, and EY Entrepreneur of the Year, Heartland, among others.

Learn more about our culture, approach, technology, and people here: https://www.branchapp.com/about

Branch is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Must be currently authorized to work in the USA without sponsorship or transfer.

No third-parties, please.

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