Accountant / Senior Accountant

Capchase is the #1 platform for vendor financing in tech. We help software and hardware vendors offer flexible installment payments as part of the sales process, improving conversion rates and cashflow. We provide an awesome buyer experience.

Capchase was founded in 2020 and is headquartered in NYC. We’ve provided over $2.5B in funding to thousands of companies and operate in the US and Europe. We are backed by QED (Nubank, Klarna), 01 Advisors (Tipalti, MasterClass), Bling Capital (Airtable, GitLab, Lyft, Square), SciFi (Stripe, Brex), Caffeinated Capital (Opendoor, Airtable), Thomvest, Invesco and many other leading investors.

Some of our achievements:

➡ Supporting thousands of software companies and software buyers
👫 80 Capchasers representing 15+ nationalities
🌎 Active in 8 markets
📈 Top Decile Growth
🏅 Ranked #1 across B2B BNPL

In December 2024 we reached the top of the Installment Payment, BNPL category on G2, #1 in B2B.

Why work with us?

Help accelerate an industry!

At Capchase, we are transforming how software and tech-enabled hardware equipment gets financed, we move and innovate fast. We’re always looking for the brightest minds to join us. We’re a diverse team of 15+ nationalities with a shared passion for helping innovative companies thrive. Join the climb with us!

Capchase is looking for a strong, hands-on Accountant / Senior Accountant to support our lending and fintech operations under US GAAP. This role will focus on execution, close support, and audit readiness across multiple entities, in a fast-paced and evolving environment. The ideal candidate has a positive attitude and is highly motivated to learn and grow within a fast-paced, deadline-driven organization. We're looking for a critical thinker and structured problem solver who can help our team get to the next level!

As a senior accountant, you will be responsible for maintaining, preparing, and reconciling accounts and other financial documents. This position will require you to have a broad understanding of basic accounting principles and excellent communication skills.

Job duties

• Support month-end close (journal entries, balance sheet reconciliations, variance analysis)

• Accounting for lending products, including loan balances, interest income, charge-offs, recoveries, loan loss provisions / credit loss reserves

• Support revenue recognition using the Effective Interest Rate (EIR) methodology under US GAAP

• Prepare audit schedules and support external auditors

• Assist with multi-entity and intercompany accounting

• Proactively identify issues, work through ambiguity, and help build and improve accounting processes, controls, and documentation as the business scales

• Good to have:

  • Exposure to credit loss / impairment accounting (CECL or similar frameworks)

  • Experience with EIR / amortized cost accounting for loans

  • Prior experience supporting US audits

  • Multi-entity / international accounting exposure

  • Startup or scale-up experience

Requirements

• Qualified accountant (ACA / ACCA / CPA or equivalent)

• Big 4 background strongly preferred

• 5+ years post-qualification experience

• Solid US GAAP exposure (required)

• Experience in lending / financial services / fintech preferred

• Strong Excel skills; NetSuite or similar ERP experience is a plus

• Proactive, detail-oriented, and comfortable taking ownership in a dynamic environment

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.