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Senior Backend Engineer - Pharmacy
•Mochihealth· 3h
OtherFull-time$200k-250kAmericas
3h ago
Oscilar·6 months ago
Shape the future of trust in the age of AI
At Oscilar, we're building the most advanced AI Risk Decisioning™ Platform. Banks, fintechs, and digitally native organizations rely on us to manage their fraud, credit, and compliance risk with the power of AI. If you're passionate about solving complex problems and making the internet safer for everyone, this is your place.
We are seeking an experienced AML Risk Solutions Architect to lead the development and implementation of our Anti-Money Laundering capabilities. This strategic role combines deep AML expertise with solution architecture, product innovation, and customer advisory. You will be responsible for building Oscilar's standard AML workflows and operations solutions, pioneering our Agentic AI capabilities for AML, and serving as a trusted advisor to our clients. This position is critical to establishing Oscilar as the premier AML solution provider in the market.
Design and build comprehensive, end-to-end AML workflow and operations solutions within the Oscilar platform
Develop standardized AML templates and best practices that can be deployed across diverse customer environments
Create reusable AML rule sets, risk models, and detection scenarios aligned with regulatory requirements
Define integration patterns for AML data sources including core banking, payment systems, and third-party data
Establish KRI/KPI frameworks and monitoring dashboards for AML program effectiveness
Document solution architectures and maintain technical specifications for AML modules
Lead the development of Agentic AI procedures specifically designed for AML use cases
Design autonomous AI agents for transaction monitoring, alert investigation, and SAR narrative generation
Collaborate with Data Science teams to implement advanced NLP for adverse media screening and customer risk assessment
Create AI-driven workflows that reduce false positives while maintaining regulatory compliance
Develop explainable AI frameworks to ensure model decisions meet regulatory scrutiny
Pioneer next-generation AML capabilities including real-time monitoring and predictive risk scoring
Partner closely with Solution Architects to ensure robust implementation of standard AML solutions
Develop implementation playbooks and runbooks for rapid AML solution deployment
Oversee solution validation and testing to ensure regulatory compliance across jurisdictions
Create training materials and certification programs for internal teams and partners
Establish quality assurance processes for AML implementations
Monitor post-implementation performance and drive continuous improvement
Serve as the primary AML expert during pre-sales engagements with banks and financial institutions
Provide strategic advisory services to C-suite executives and Chief Compliance Officers
Conduct AML maturity assessments and develop transformation roadmaps for clients
Lead post-sales strategic sessions to optimize AML program effectiveness
Present at industry conferences and publish thought leadership on AML innovation
Build trusted relationships with regulatory bodies and industry associations
10+ years of experience in AML/BSA compliance, with at least 5 years in leadership or consulting roles
Proven track record implementing AML solutions at banks, fintechs, or regtech companies
Experience with AML technology platforms and their implementation at enterprise scale
Background in designing and deploying transaction monitoring and customer risk rating systems
Demonstrated success in customer-facing roles with executive stakeholders
Deep understanding of AML regulations (BSA, USA PATRIOT Act, AMLD5/6, FATF guidelines)
Expertise in AML typologies including money laundering schemes, trade-based laundering, and sanctions evasion
Proficiency in transaction monitoring rules, customer risk scoring, and enhanced due diligence
Experience with AI/ML applications in AML, including supervised and unsupervised learning approaches
Knowledge of data management for AML including entity resolution and network analytics
Understanding of regulatory reporting requirements (SARs, CTRs, STRs)
Exceptional ability to translate complex AML requirements into scalable technology solutions
Strong product mindset with experience driving product roadmaps and feature prioritization
Excellent communication skills with ability to present to regulators, auditors, and executives
Proven ability to lead cross-functional initiatives across product, engineering, and data science
Strategic thinking with the ability to balance innovation with regulatory compliance
Experience building and mentoring high-performing teams
Advanced degree in Computer Science, Data Science, Finance, or related field
Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or similar
Experience with specific AML use cases: correspondent banking, trade finance, crypto/digital assets
Background with regulatory examinations and audit responses
Published research or patents in AML technology or financial crime prevention
Experience with competitor platforms (Actimize, SAS, Quantexa, ComplyAdvantage)
Knowledge of emerging technologies like blockchain analytics and privacy-preserving computation
Compensation: Competitive salary and equity packages, including a 401k
Flexibility: Remote-first culture — work from anywhere
Health: 100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents (US)
Balance: Unlimited PTO policy
Technical: AI First company; both Co-Founders are engineers at heart; and over 50% of the company is Engineering and Product
Culture: Family-Friendly environment; Regular team events and offsites
Development: Unparalleled learning and professional development opportunities
Impact: Making the internet safer by protecting online transactions