Money Laundering Compliance Officer (MLCO) - Netherlands

What this job can offer you

This is an exciting opportunity to join Remote during a pivotal phase of growth, as the Money Laundering Compliance Officer for our licensed Dutch payments entity - part of our broader Payments & Risk organisation. You will lead core second-line compliance functions, including analysis of regulatory trends, oversight of the company’s KYC, transaction monitoring and sanctions screening framework, and full ownership of all regulatory reporting processes.

You will act as the first point of analysis for monitoring escalations, manage regulatory filings, and ensure clear, timely, and accurate documentation. This is a high-impact role requiring regulatory fluency, operational diligence, and a strong command of compliance data and reporting obligations under Dutch law. You will report to the GM of the Dutch Payments Entity and work closely with stakeholders across Compliance, Risk, Product, and Engineering.

Why this role matters?

Remote is on a mission to open the world of work for every person, business, and country. The Netherlands and the broader EU are key jurisdictions in our Payments expansion. Your work will directly shape how we build and maintain responsible, compliant, and resilient operations in this highly regulated space.

You’ll be part of a remote-first, high-trust team that values autonomy, clarity, and transparency - and your role will have a measurable impact on how risk is managed at one of the most exciting global fintech companies.

🌍 Important: For this role, you must currently reside in the Netherlands.

What you bring

• Demonstrated experience in the compliance first or second line, regulatory reporting, and monitoring oversight role within a financial institution or fintech; experience with Dutch regulatory expectations is a strong plus.
• Strong knowledge of Dutch and EU regulatory requirements, including Wft, Wwft, Sanctions Act 1977, and relevant DNB and FIU-NL supervisory guidance.
• Ability to work effectively in a fast-paced, evolving regulatory environment; balancing business needs and adherence to our regulatory obligations
• Understanding on best practices for designing and maintaining customer onboarding and RFI flows
• Direct involvement in the preparation and submission of regulatory reports, including STRs, incident and integrity reports, and statistical filings
• Familiarity with transaction monitoring and sanctions screening systems, including how to assess alerts/escalations.
• Excellent communication and documentation skills.
• Fluency in English.
• It's not required to have experience working remotely, but considered a plus.

Key Responsibilities

• Ensure compliance with key AML regulation, including the Wwft, Sanctiewet 1977, and EU AML/CFT directives.
• Maintain AML/CFT policies, risk assessments, and transaction monitoring frameworks aligned with regulatory expectations. Ensure effective ML/TF/sanctions controls aligned with the company’s scale and complexity and assist in enterprise-wide risk assessments.
• Oversight of Monitoring Activities: Oversee the operation of transaction monitoring and sanctions screening systems to ensure effectiveness and proper functioning. Review escalated alerts as a first-line compliance reviewer and determine whether further escalation is necessary. Ensure that all relevant monitoring results and actions are documented and auditable.
• Internal reporting: Prepare internal monitoring and risk reports for senior management, internal committees, and other governance bodies. Advise senior management and the board on AML/CTF risks, regulatory developments, and the effectiveness of the compliance control environment.
• Regulatory Reporting: Independently manage the end-to-end preparation, validation, and submission of regulatory reports to Dutch authorities (e.g. DNB, FIU-NL), ensuring full accuracy, audit readiness, and timely delivery. This includes reports such as integrity reports, incidents notifications, statistical filings, and suspicious transaction reports (STRs).

Practicals

• You'll report to: GM of Payments Entity, Netherlands
• Team: Compliance
• Location: For this position we require that candidates reside in the Netherlands
• Start date: As soon as possible

Remote Compensation Philosophy

Remote's Total Rewards philosophy is to ensure fair, unbiased compensation and fair equity pay along with competitive benefits in all locations in which we operate. We do not agree to or encourage cheap-labor practices and therefore we ensure to pay above in-location rates. We hope to inspire other companies to support global talent-hiring and bring local wealth to developing countries.

At first glance our salary bands seem quite wide - here is some context. At Remote we have international operations and a globally distributed workforce. We use geo ranges to consider geographic pay differentials as part of our global compensation strategy to remain competitive in various markets while we hiring globally.

The base salary range for this full-time position is between EUR 111,850 to EUR 118,000. Our salary ranges are determined by role, level and location, and our job titles may span more than one career level. The actual base pay for the successful candidate in this role is dependent upon many factors such as location, transferable or job-related skills, work experience, relevant training, business needs, and market demands. The base salary range may be subject to change.

Application process

Roughly 3 hours across 3 weeks

1. Interview with recruiter
2. Interview with future manager
3. Interview with team members (no managers present)
4. Bar Raiser interview
5. Offer + Prior employment verification check