About us:
Soar is a global fintech startup that specializes in financing and investment. Currently headquartered in Saudi Arabia, Soar is growing throughout the region with a mission to help people achieve their financial goals with innovative financial and property investment solutions and tools through its multi-purpose platform, designed to offer a simple and seamless user experience.
Role Summary:
We are seeking a Head of Product (Investment) to lead the "Supply Side" of our platform. You will own the end-to-end product lifecycle for our Investment Portal—from the algorithmic logic that allocates capital to mortgage loans, to the dashboard where investors track their yields.
You are not just a manager; you are a builder. You will gather requirements from our Investment Committee and Treasury team, analyze complex financial flows, and translate them into crystal-clear User Stories for our engineering team.
Key Responsibilities:
1. Product Strategy & Financial Logic
- Define the product vision for the Investment Portal (Web & Mobile), ensuring it meets the sophisticated needs of Corporate Treasuries and HNWIs.
- Design the Allocation Engine: The logic that matches incoming investment capital (Supply) with approved mortgage requests (Demand) to maximize liquidity and minimize idle cash.
- Structure the digital representation of investment products (e.g., SPVs, Sukuk structures, or fractionalized mortgage portfolios) ensuring 100% accuracy in yield (IRR) and dividend calculations.
2. Requirements Gathering & Analysis (Hands-on)
- Act as the primary bridge between the Capital Markets Team and Engineering.
- Lead deep-dive workshops to gather requirements: How do we handle "Capital Calls"? How is "Accrued Interest" displayed? What is the "Exit/Redemption" flow?
- Translate these requirements into detailed PRDs (Product Requirement Documents) and User Stories with acceptance criteria (Gherkin/JIRA).
3. Compliance & Regulation (KSA Context)
- Ensure all investment workflows comply with CMA (Capital Market Authority) regulations for investment funds and SAMA (Saudi Central Bank) guidelines for lending integration.
- Integrate KYC/AML checks specifically for corporate entities (CR verification, UBO declaration) using local integrations (Wathq, Absher, etc.).
4. User Experience (The "Concierge" Feel)
- Design a premium, transparency-first dashboard that displays "Deployed Capital," "Pending Allocation," and "Realized Returns" in real-time.
- Automate reporting: Ensure investors receive automated digital performance reports and tax/Zakat statements
Requirements:
- Experience: 7+ years in Product Management, with at least 3 years in FinTech, WealthTech, or Investment Management.
- Domain Knowledge: Deep understanding of Investment Portfolios, Asset Allocation, and Private Credit/Lending. You know the difference between "Committed Capital" and "Called Capital."
- Technical Proficiency: Expert in breaking down complex financial concepts into executable User Stories. Familiarity with SQL or API logic is a plus.
- Regional Knowledge: Experience with KSA regulations (CMA/SAMA) or the broader GCC market is highly preferred.
- Communication: Native/Fluent proficiency in English is required; Arabic is a strong advantage.
