As a Senior Manager on the Future of Payments Team within Visa’s Growth Products organization, you will help shape Visa’s Horizon-3 product strategy and incubate new payment paradigms—including agentic systems, stable coin-based value movement, and emerging non-card credentials. You will lead early-stage product explorations from problem definition through prototyping, validation, and cross-functional alignment.

Responsibilities of the role include:

Lead 1–2 Horizon-3 incubation initiatives from initial problem framing through validation, prototyping, and transition to scalable product tracks.
Conduct hypothesis testing and analyze early-stage metrics to assess viability and demonstrate initial product-market fit for new payment concepts.
Develop business cases and detailed product requirements for next-generation payment experiences, including non-card credentials and alternative value-transfer mechanisms.
Partner across engineering, risk, legal, finance, and regional teams to refine prototypes, ensure regulatory and operational readiness, and guide concepts toward commercialization.
Contribute to user and market research, shaping the team’s frameworks for gathering insights and evaluating emerging technology and ecosystem trends.
Prepare executive-level presentations and recommendations to influence senior leadership and build alignment across cross-functional stakeholders.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Basic Qualifications:

8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications:

9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
6–10+ years of experience in product management, R&D incubation, or strategic innovation roles in payments or fintech.
Bachelor’s degree and 5+ years of relevant experience in product management, strategy, or innovation—ideally within payments, fintech, or emerging technology.
Demonstrated ability to incubate, validate, and launch early-stage products.
Strong understanding of emerging payment trends, including agentic systems, stable coins, or non-card credentials.
Proven experience operating in large-scale, enterprise environments with multiple stakeholders.
Excellent collaboration, communication, and influencing skills, with the ability to drive alignment in ambiguous environments.
Experience defining Horizon-3 or zero-to-one product concepts, including early metrics design, prototyping, and validation.
Familiarity with developer platforms, emerging payment protocols, or agent-driven commerce models.
Strong ability to synthesize research, develop structured recommendations, and prepare materials for senior executives.
Passion for innovation and interest in shaping the future of digital payments and intelligent commerce.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 169,100.00 to 245,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.