Location requirements
We are looking for a strategic, technically fluent, and platform-centric Senior Product Manager to define and build the foundational bedrock and core business capabilities of our Integrated Risk Platform (IRP). This is a core component of Visa’s mission to protect the global payments ecosystem through real-time fraud detection, risk scoring, and intelligent decisioning.
In this role, you will lead the strategy for Foundational Services alongside end-to-end Risk business capabilities, including Rules Management and Investigation (Case) Management. You will treat Infrastructure as a Product, ensuring a robust, scalable, and secure technical foundation, but you will look beyond just the infrastructure to define the holistic product experience.
You will be responsible for a unified platform that empowers clients to detect fraud (Rules/Decisioning), investigate threats (Case Management), and operate at scale (Foundation). By closely collaborating with Engineering, DevOps, Security, and Data Science teams, you will translate complex stakeholder needs into a paved road experience—delivering a solution that reduces fraud, enhances operational efficiency, and drives trust for Issuers, Acquirers, and Merchants.
What You’ll Build:
Platform Reliability You will define the paved road that accelerates time-to-market for all Risk products.
Key Responsibilities:
Product Strategy & Vision
Platform Product Leadership
Cross-Functional Collaboration
This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.
Basic Qualifications
• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD
Preferred Qualifications
• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Technical background in Computer Science, Engineering, or Information Systems.
Experience
• Platform Product Management: Demonstrated success building internal developer platforms, infrastructure-as-a-service, or API-first products.
• Risk Domain Knowledge: Understanding of risk system capabilities like rules management, case management, and fraud detection is highly preferred.
• Scale: Experience building large-scale, real-time mission-critical platforms (SaaS/PaaS).
• Data & ML Ops: Familiarity with data science workflows, ML model deployment pipelines, and big data architectures.
Product Skills
• Able to break down complex technical ideas into clear user value (Why does this infrastructure upgrade matter to the business?).
• Strong communicator who writes clearly, listens actively, and works well across technical and non-technical teams.
• Uses data to make decisions comfortable defining and tracking technical KPIs (Latency, Throughput, Error Rates).
• Balances long-term architectural purity with practical delivery needs and business priorities.
• Comfortable operating in fast-moving, ambiguous environments.
Technical Skills
• Comfortable working with modern architectures: Microservices, Event-Driven Architecture, and REST/gRPC APIs.
• Knowledge of Cloud technologies (AWS/Azure/GCP), Containerization (Kubernetes/Docker), and CI/CD tools (Jenkins/GitLab).
• Understanding of Data Streaming (Kafka), Database technologies (SQL, NoSQL, Graph DBs), and Observability tools (Splunk, Prometheus, Grafana).
• Familiarity with Security protocols (OAuth, OIDC, TLS, KMS) and compliance standards (PCI-DSS).
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 143,700.00 to 208,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
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Visa Inc. is a global payments technology company that connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories to fast, secure and reliable electronic payments. We operate one of the world's most advanced processing networks - VisaNet - that is capable of handling more than 65,000 transaction messages a second, with fraud protection for consumers and assured payment for merchants. Visa is not a bank and does not issue cards, extend credit or set rates and fees for consumers. Visa's innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, pay ahead with prepaid or pay later with credit products. For more information, visit usa.visa.com/about-visa, visacorporate.tumblr.com and Visaeurope.com
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