About World Business Lenders (www.wbl.com)
At World Business Lenders (WBL), we offer flexible, short-term commercial loans secured by real estate, catering to a diverse clientele of small and medium-sized enterprises across the United States that often face challenges in accessing traditional financing.
- This is a Contract/Consultant position. Typical working hours are 9:00 am-6:00 pm Eastern Standard Time, Monday through Friday, though expect some flexibility depending on operational needs. Applicants must demonstrate a strong command of the English language, both verbally and in writing.
We would love to see your CV, so please send it to us in English!
About the role
- Design, create, and maintain statistical and quantitative models that improve lending strategies, risk management, pricing, and portfolio approaches.
- Perform comprehensive statistical research to uncover valuable insights into borrower behavior, credit performance, prepayment risk, default risk, and trends in loss severity.
- Develop, test, and validate predictive models by leveraging historical data related to loans, collateral, market dynamics, and macroeconomic conditions to strengthen our underwriting and risk-rating systems.
- Utilize Monte Carlo simulations, time-series analysis, and regression modeling for projection across various economic and stress scenarios.
- Assess, contrast, and enhance different model structures and methodologies.
- Develop automated analytical tools, dashboards, and model outputs using Python, R, MATLAB, and Excel/VBA to boost efficiency and scalability.
- Lead research projects, steering them from hypothesis development through experimentation, validation, documentation, and presentation of findings.
- Maintain high standards of numerical accuracy, methodological integrity, and thorough documentation to support internal governance, audits, and regulatory compliance.
- Stay updated on the latest advancements in quantitative finance, statistical modeling, and analytical techniques to continually enhance WBL’s modeling and forecasting abilities.
- Foster a vibrant, data-driven culture by proactively seeking ways to elevate decision-making through insightful quantitative analysis.
