ABS Consumer - Analyst / Senior Analyst (NY / Chicago)

Position Title: ABS Consumer - Analyst / Senior Analyst (NY / Chicago)

Entity: Kroll Bond Rating Agency, LLC

Employment Type: Full-time

Location: New York, NY or Chicago, Illinois, United States

Summary/Overview:

KBRA (Kroll Bond Rating Agency, LLC) is seeking a Credit Analyst/Senior Analyst for our ABS - Consumer team in the New York or Chicago office. The ideal candidate should have a strong interest in ABS. Knowledge in auto loans, consumer loans, solar loans, home improvement loans, credit card receivables, small business loans preferred. An Analyst within the ABS Consumer group will be a part of the transaction rating team, working with other members of the team through all aspects of the rating process from collateral analysis to report publication.

About the Job:

• Perform transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Help to prepare credit submissions and present transactions to rating committee
• Write and prepare individual transaction reports for publication
• Attend and participate in issuer due diligence
• Perform ongoing surveillance on outstanding transactions: monitor performance, run cash flow analysis, create surveillance reports, present to surveillance committees and update ratings as appropriate
• Assist in the publication of market commentaries and industry-related topics
• Willingness to travel as needed

You will be successful in this role if you have:

• B.A. / B.S. degree is required.
• A strong interest or up to 2 years’ experience for Analyst, and 2+ years for Senior Analyst in performing credit analysis in the ABS sector within a rating agency, buy-side, credit research, banking or similar role
• Strong oral and written communications skills
• Transaction analysis including originator/servicer evaluation, loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation
• Strong Excel and Intex skills
• Ability to take initiative and work independently, as well as work closely with team members in a collaborative environment.
• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.

Salary Range:

The anticipated annual base salary range for this full-time position is $75,000 to $95,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.

Benefits:

• A hybrid work schedule (Tuesday, Wednesday, Thursday in the office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program

About Us:

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

More Info:

KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.

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