Build something people love
Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage your money. Using smart technology, we take financial services that are often confusing and expensive and make them transparent and low-cost for everyone. We’re the largest fintech company in Canada, with 3+ million users who trust us with more than $100 billion in assets. And we’re just getting started.
We’re looking for someone who thinks big, sweats the small stuff and keeps things simple. You’ll join a high-bar, fast-paced team where people are trusted to own their work, communicate openly, and ship things that improve our clients’ lives. Collaboration, humility, and an obsession over quality are how we get stuff done.
At Wealthsimple, we aren’t just managing portfolios; we’re rewriting the rules of how Canadians interact with credit. The Credit Analytics team isn't your typical lending department. We are the owners of Wealthsimple’s retail lending ecosystem, operating at the intersection of high-growth tech and data driven underwriting. We believe that being "credit-worthy" should mean more than just a traditional score. Our mission is to challenge the status quo, building inclusive products that empower millions of Canadians to lead better financial lives. We are currently in a high-growth "green-field" phase, moving from small data to massive scale through iteration and experimentation.
We are looking for two Senior Associates, who are strategic thinkers, to own the risk-return landscape for our flagship lending products. You won’t just be a cog in a machine; you will be the primary driver of how these products grow and perform.
Senior Associate, Credit Card Growth In this role, you will take the lead on our expanding credit card suite, acting as the primary owner for our growth engine. You will collaborate across teams to design and deliver end-to-end strategies for card approvals, initial limits, pricing, and authorizations. You will collaborate cross-functionally to design and deliver end-to-end strategies across many domains such as card approvals, initial limits, credit limit increase/decrease, pricing, authorizations. By balancing customer acquisition with smart risk management, you will directly influence the trajectory of our credit card portfolio and help define what a modern credit experience looks like for a growing number of customer segments.
Senior Associate, Overdraft As the lead for our Overdraft product, you will own the entire lifecycle of risk-managed adjudication and limit strategies. Your work focuses on designing sophisticated lending boundaries that delight customers while ensuring product viability through rigorous lifecycle monitoring. By working closely with our collections and fraud teams, you will ensure our most liquid lending products are performing at peak efficiency while maintaining a deep commitment to responsible, inclusive lending.
