Credit Risk Specialist
•Cloudwalk· 3h
💰 Finance⏰ Full-time📈 Mid Level🇧🇷 São Paulo, Brazil
3h ago
Addi·about 21 hours ago
We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.
We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.
Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.
But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.
This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.
Ensure accurate financial reporting, compliance, and reconciliation for the SaaS and the bank’s financial operations. The Accounting Analyst will play a key role in maintaining the integrity of financial data, improving reporting processes, and ensuring compliance with regulatory requirements, supporting the company’s overall financial health.
Ensure 100% accuracy in weekly supplier and partner reports, delivered on time.
Provide timely and accurate support for all tax-related requests, with a 100% satisfaction rate from internal and external stakeholders, within the first 5 days after the end month.
Actively support internal and external requirements, receiving positive feedback on organization and responsiveness.
Reduce the month-end close process to 8/9 calendar day within the first six months.
Efficiently manage the reconciliation of assigned accounts, completing them within the 6 calendar day.
Implement at least two process improvements that enhance efficiency and accuracy, with measurable reductions in processing time.
Collaborate with Treasury, FP&A, and Capital Markets areas, delivering insightful financial analysis that contributes to key initiatives.
Proven experience in Accounting
Bachelor’s degree in Accounting.
At least 2-3 years of experience in accounting processing in a medium or large organization, ideally in banking industry
Knowledge of GAAP or IFRS and other relevant accounting standards.
Proficiency in accounting software and ERP systems (e.g., SAP, Oracle, preferably Netsuite).
Strong Excel skills and familiarity with data analysis tools.
Outstanding Analytical and Process enhancement skills
High level of accuracy in preparing financial reports and reconciliations.
Ability to run complex financial data analysis and provide actionable insights.
Implements process improvement using AI
Strong analytical skills to identify financial discrepancies, resolve issues, and improve efficiency
Demonstrates solid ownership and obsession with their craft
Demonstrates initiative and proactively seeks opportunities to improve processes.
Commitment to continuous learning and staying updated with the latest accounting trends and technologies.
Upholds ethical standards and ensures transparency in all accounting practices.
Ability to work under pressure and tight deadlines
Demonstrates Compliance & Regulatory Knowledge
Understanding of banking regulations and audit requirement, ensuring adherence to internal controls
Communication & Collaboration
Ability to work cross-functionally with Finance, FP&A, Treasury, and Audit teams to ensure alignment on financial strategies.
Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.
Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner
Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.
Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.
Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.
We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like:
Step 1: People Interview (30 min)
A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role.
Step 2: Initial Interview (30 min)
A more in-depth conversation with our Accounting manager, where we explore your skills, experience, and problem-solving approach. We want to understand how you think and work.
Step 3: Live Exercise (60 mins- Live)
You'll do a live 60 min Excel test to assess your Excel skills.
Step 4: Deep Dive Interview (30 min )
You'll meet with the Controller to get a feel for how we work together. We’re looking for strong contributors and cultural fits, so bring your questions, too!
We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.