Credit Officer

Quant Greece is a Fitch-rated, independent domestic NPL servicer managing c.€10bn across all asset classes, offering coherent E2E debt management solutions to financial constituents and institutional investors in Greece.

We are looking for a Credit Officer who is eager to grow personally and professionally, thrives in a dynamic and challenging environment, and brings a critical eye to process efficiency and customer experience. The role offers the opportunity to collaborate across departments, continuously learn, and contribute to both business targets and company growth. This is a great opportunity if you’re early in your career and want hands-on experience in credit assessment and loan debt management.

As a Credit Officer, you are expected to exchange ideas and interact with colleagues from other departments. At Quant, we value the right balance between initiative and guidance. You will have the opportunity to learn and receive guidance and support from senior staff. You will learn to assess the value of a debt, decide on the next actions, and take responsibility of the outcome, in a challenging industry. You will also be able to share knowledge and present your ideas to your team.

At Quant, learning from each other is crucial, because together we achieve more! We are curious to find out what you can bring to our team.

Your Key Responsibilities:

As a Back Office team, who act as a connection and support point for the Front Office team, who communicate with borrowers directly, you need to dive deep into debt analysis: assessing borrowers’ requests for amicable solutions, evaluating affordability to pay, analyzing loan securities, understanding legal actions, etc.

What You’ll Do:

• Credit assessment: analysis of financial data, evaluation of data in Teiresias, assessment of collaterals, credit history and borrowers’ willingness, documentation and justification of final proposal with a specific restructuring scheme or specific legal action; decision making;
• Preparation of advisory reports concerning high-risk loans to Credit Committees; 
• Participation in Quality Assessment processes (sample checks);
• Involvement in the formation of Credit Policies and Procedures;
• Ensuring that all activities and duties are carried out in full compliance with regulatory requirements and supporting the continued implementation of the Group Anti-Bribery and Corruption Policy. 

Requirements

• 5-7 years of professional banking experience in NPEs, Credit Analysis and Credit Policies & Processes;
• English fluency and strong communicational skills, both verbal and written;
• Degree in Finance or other relevant field; 
• Excellent Knowledge of Ms Excel/Word/PowerPoint; 
• Adaptability in workflow platforms & debt management systems; 
• Comfortable working in high pressure environment, on an agile delivery.

Benefits

Your Life @ Quant 

As a #Qmember, you will live out every day in a truly human-centred culture, based on mutual respect, trust, and cooperation. Your performance and commitment to our shared goals will be recognized, and there will be great opportunities to ensure your career growth.  
Find out more about #LifeatQuant 👉🏼 qualco.group/life_at_qualco_group 

Your benefits 
Join the #Qteam and enjoy: 

💸 Competitive compensation, Meal vouchers, and annual bonus programs. 

💻 Cutting-edge IT equipment, mobile phone, and data plan. 

🏢 Modern facilities, free coffee, beverages.

👨‍ Private health insurance, occupational doctor and nutritionist. 

🤸‍ Onsite gym, wellness facilities, and ping pong room. 

💡 Career and talent development tools. 

🎓 Mentoring, coaching, personalized annual learning, and development plan. 

🌱 Employee referral bonus, regular wellbeing, ESG, and volunteering activities. 

 
At QUANT, we value diversity and inclusivity. Your race, gender identity and expression, age ethnicity, or disability make no difference in Quant. We want to attract, grow and retain the best people based only on their ability and behavior. 

Application Note: All CVs and application materials should be submitted in English to be considered for this position. 

Disclaimer: QQuant collects and processes personal data in accordance with the EU General Data Protection Regulation (GDPR). We are bound to use the information provided within your job application for recruitment purposes only and not to share these with any third parties. For more details on the processing of your personal data during the Recruitment procedure, please be informed in the Recruitment Notice, before the submission of your application.