Retired.com is on a mission to simplify retirement and financial decision-making for individuals and families. As we continue to grow, we’re building scalable, well-controlled platforms that support innovation, compliance, and long-term impact. We value ownership, clarity, and collaboration—and we’re proud to be recognized as one of the
Best Places to Work.
Our platform ecosystem includes market-leading retirement and trust solutions, including BitcoinIRA, Rocket Dollar, Choice App, and Digital Trust, supporting self-directed retirement, alternative investments, and digital assets.
Position Summary
The Senior Counsel, Trust and Retirement Platforms is responsible for providing legal guidance across
Retired.com’s self-directed IRA and trust platform ecosystem. This role ensures that customer-facing disclosures, product terms, and platform operations are legally sound, clearly reflect a non-discretionary, non-advisory service model, and align with applicable regulatory and fiduciary requirements. In addition to core legal responsibilities, the Senior Counsel serves as a legal partner and project owner, working closely with product, compliance, operations, engineering, and marketing teams to support product development, platform enhancements, and go-to-market initiatives. This role plays a critical part in enabling innovation while maintaining strong legal and risk controls as the company scales.
What You'll Do
- Review, draft, and maintain customer-facing disclosures, agreements, and platform terms
- Ensure documentation clearly reflects a self-directed, non-discretionary, and non-advisory service model
- Advise on fiduciary roles, custodial responsibilities, and allocation of risk across platforms
- Support legal matters related to self-directed IRAs, including custodial structures and prohibited transaction considerations
Cross-Functional Partnership & Enablement
- Partner with product, engineering, operations, compliance, and marketing teams on product launches and enhancements
- Review marketing materials and customer communications to ensure legal accuracy and risk alignment
- Provide practical, business-oriented legal guidance that supports innovation and scalability
Compliance, Governance & Risk
- Help develop, document, and maintain internal legal policies and procedures supporting compliant platform operations
- Advise on legal considerations related to regulated trust company and custodial environments
- Identify emerging legal risks and partner with stakeholders to mitigate exposure proactively
Leadership & Strategic Support
- Serve as a trusted legal advisor to cross-functional leaders and senior stakeholders
- Own and drive legal workstreams for complex, cross-functional initiatives
- Contribute to building a scalable, well-controlled legal function as Retired.com grows
Required Qualifications
- Juris Doctor (JD) from an accredited U.S. law school
- Active bar membership in at least one U.S. jurisdiction
- 5–8+ years of legal experience in fintech, financial services, trusts, or retirement platforms
- Experience drafting and reviewing customer disclosures, agreements, and platform terms
- Working knowledge of self-directed IRAs, custodial frameworks, fiduciary obligations, and prohibited transaction rules
- Strong drafting skills and ability to collaborate effectively across teams
Preferred Qualifications
- In-house counsel experience at a fintech, trust company, custodian, or IRA platform
- Experience supporting digital asset or alternative investment products
- Exposure to regulated trust company environments
- LLM in Taxation or Trusts & Estates
