Senior Product Manager, Financial Planning & Advice

At Acorns, our mission is to look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. How do we accomplish our mission? Our values.

Lead With Heart - With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility

Make Bold Decisions - We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future

Always Build Trust - Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team

Never Stop Growing - Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress

Find a way - Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, and our mission drives us. Come join us and help deliver financial wellness for the whole family, putting the tools of wealth-making into everyone’s hands.

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Senior Product Manager, Financial Planning & Advice | Acorns

Acorns is seeking a Senior Product Manager to architect an AI-first financial planning experience. In this role, you will build a hybrid solution where cutting-edge AI, elegant digital interfaces, and human-centric advice converge. You will own the strategy for delivering personalized, proactive, and compliant guidance at scale, ensuring every customer has a clear path to financial wellness.

Acorns is a remote-first organization, offering the flexibility to work remotely while providing optional access to office space in Irvine, CA.

What you will do at Acorns:

• Lead Guidance Strategy: Own the financial planning roadmap at Acorns, architecting intuitive, AI-powered experiences that deliver financial education, proactive guidance, and regulated advice to our customers.

• Architect a Hybrid Model: Design the integration between AI guidance, digital tools, and human experiences to create a seamless journey across all touchpoints.

• Lead Financial Engineering: Lead the development of a robust financial planning engine that is "compliant by design." You will translate complex financial and regulatory requirements into the scalable logic that powers our AI-first advice experiences.

• Drive High-Velocity Delivery: Lead a cross-functional pod of engineering, design, and data science through a rigorous, iterative agile rhythm. You’ll translate complex roadmaps into high-quality software with precision.

• Use Rigorous Experimentation: Solve customer problems through data. You will design and execute robust experiment plans, using A/B testing and behavioral data to iterate toward the most effective advice logic.

• Simplify the Complex: Turn nuanced concepts—like retirement modeling and tax optimization—into intuitive journeys that empower customers to take immediate action.

• Own Outcome Metrics: Take full responsibility for the Planning & Guidance remit, focusing on customer retention, financial health improvements, and long-term lifetime value.

What you will bring to Acorns:

• Senior Product Leadership: 8+ years of PM experience, with a track record of scaling complex products in fintech, wealth management, or AI-driven consumer platforms.

• Financial Domain Expertise: Deep understanding of financial planning, advice delivery, and the regulatory landscape. You have experience with the mechanics of financial engineering.

• AI/ML Product Experience: Proven experience building products powered by machine learning or LLMs, specifically focused on personalization and proactive engagement.

• Agile Mastery: A "builder" mindset with exceptional skills in leading agile teams and managing trade-offs between speed, scope, and quality.

• Scientific Approach: Expertise in experimentation and data analysis. You are comfortable diving into data to validate hypotheses and defend your roadmap.

• Hunger to deliver game-changing products

• Exceptional drive and precision in delivery

• A belief that your work is tied to your life's mission

• Optimistic about the potential of societal change

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.

What we offer:

• Competitive salary and stock options

• A comprehensive benefits package for you and your family

• Flexible work location, hours, and paid time off

• 401(k) discretionary match

• Monthly Acorns account contribution & GoHenry account for your family

• Mindfulness and Financial Wellness resources, Headspace and Addition Wealth

• Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone’s online training platform)

• Roots Leadership Program for Emerging Leaders

• Community week onsite gatherings and various virtual events

• Talented and motivated team members who care deeply about one another, our mission, and our customers.

• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

About Acorns:

Acorns is a financial wellness app that helps everyday people and families save and invest money for the long term. Since 2014, Acorns has grown into a global company with multiple life stage products serving the needs of kids, teens, adults, and parents. Named one of Time’s “World’s Best Brands of 2024,” Acorns has helped over 14 million people save & invest over $25 billion dollars, much of it from spare change and small amounts.

Compensation Information:

The pay range for this position at commencement of employment is expected to be between $185,000 and $200,000/year; however, base pay offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. The total compensation package for this position may also include other elements, including equity grants, and discretionary cash bonus awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired, employee will be in an “at-will position” and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.

Work Authorization:

Acorns participates in E-Verify to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit www.e-verify.gov