Responsibilities

• Own the Bank's day-to-day management, translating Board-approved strategy and business objectives into operational execution across all regulated activities.

• Act as the primary CBOB contact, managing the Bank's regulatory relationships and making sure prudential, reporting, and physical presence obligations are met at all times.

• Keep the Board informed, delivering regular financial and management reporting, and escalating material risks, operational issues, and regulatory matters promptly.

• Oversee all product lines - deposit-taking, payments, foreign exchange, card issuing, correspondent banking, and lending - making sure operations stay within Board-set parameters.

• Manage intra-group outsourcing arrangements with Capital.com Group entities, making sure they remain consistent with the CBOB Outsourcing Guidelines and do not impair regulatory supervision.

• Build and maintain relationships with CBOB and other relevant regulatory bodies in The Bahamas.

• Lead and develop the Bank's senior leadership team, building organisational capability aligned to the Bank's growth ambitions.

• Represent the Bank with key external stakeholders including correspondent banks, payment networks, and industry bodies.

Requirements

• Proven executive leadership experience in a regulated banking or financial services environment - ideally including a period as a licensed CEO, MD, or Country Head.

• Prior experience with a CBOB-licensed entity or familiarity with CBOB's regulatory approach in comparable jurisdictions will be an advantage. 

• Strong working knowledge of The Bahamas regulatory framework, including CBOB licensing requirements, prudential standards, and the Banks and Trust Companies Regulation Act.

• Demonstrated experience managing relationships with a central bank or equivalent prudential regulator, including direct engagement on supervisory matters.

• Practical understanding of banking operations across deposit-taking, payments, FX, and card products. 

• Experience overseeing outsourcing or intra-group service arrangements in a regulated context, including governance documentation and third-party oversight.

• Existing relationships within the Bahamian financial services community.

• Exposure to intra-group governance in a multi-entity financial services group, particularly cross-border outsourcing frameworks.

• Strong financial acumen and ability to interpret management accounts, capital adequacy reports, and regulatory returns.