Chief Investment Officer / Head of Investments

Accountabilities:

• Design and own the Investment Policy Statement and establish the 50/30/20 model portfolio framework across appropriate risk bands, ensuring the investment methodology is coherent, defensible, and aligned with the intended advisory offering.
• Personally select and maintain the fund and ETF lineup using rigorous due-diligence criteria, including cost efficiency, liquidity, tax efficiency, tracking accuracy, and overall suitability for the portfolio strategy.
• Define portfolio allocation, rebalancing, and tax-loss-harvesting methodologies, translating investment decisions into clear rules and specifications that can be implemented within the advisory platform.
• Work directly with the existing 14-person engineering team to turn investment requirements into a functioning product, writing detailed product specifications and collaborating closely throughout development without relying on a separate product translation layer.
• Serve as the named investment leader in regulatory filings, including Form ADV, and represent the investment strategy accurately and credibly across client-facing, marketing, and advisory materials.
• Partner closely with the General Counsel and compliance team to establish the operational and regulatory framework required to run an RIA, helping distinguish advisory activities from the organization's existing broker-dealer and funding-portal operations.
• Develop compliant investment talking points and guidance for licensed representatives who discuss advisory accounts and investment strategies with prospective and existing clients.
• Own the investment function end-to-end, reporting directly to senior leadership and taking responsibility for establishing the strategy, processes, product requirements, and operating framework from the ground up.

Requirements:

• Have personally designed, implemented, and managed model portfolios at a small-to-midsize RIA, robo-advisor, or comparable investment organization, with meaningful hands-on responsibility rather than purely delegated or oversight-level experience.
• Hold a CFA charter or demonstrate an equivalent level of investment expertise through a strong track record of building and managing investment strategies; demonstrated practical results and shipped work are valued more highly than credentials alone.
• Bring strong working knowledge of modern portfolio theory, asset allocation methodologies, passive investment strategies, and fund and ETF selection.
• Be comfortable serving as the publicly named face of an investment strategy, including appearing in regulatory disclosures and communicating investment principles clearly to clients and other stakeholders.
• Be capable of writing detailed product requirements and investment specifications that an engineering team can implement directly, with enough technical fluency to communicate requirements without relying on a separate translator.
• Demonstrate strong judgment around portfolio construction, risk, implementation, and investment trade-offs, with the ability to turn investment principles into practical, scalable product functionality.
• Have a startup and builder mindset, with the willingness to establish an investment function from scratch, make decisions independently, and create processes where none previously exist.
• Be comfortable operating across investment, product, regulatory, compliance, and engineering contexts while maintaining clear ownership of investment decisions.
• This role is not suited to candidates whose experience is exclusively institutional or oversight-based without direct portfolio-building experience, or to candidates whose primary background is compliance or legal rather than investment judgment.

Benefits:

• 100% remote working environment with flexible hours.
• 100% employer-covered medical, dental, and vision insurance, with the ability to select your preferred plan.
• Generous equity package.
• Unlimited paid time off and sick days.
• Optional paid WeWork usage.
• Paid maternity and paternity leave.
• 401(k) retirement program.
• Team off-sites and celebration dinners.
• Opportunity to build a new robo-advisory investment platform from the ground up with significant ownership and autonomy.
• Direct exposure to investment strategy, fintech product development, engineering, regulatory considerations, and client adoption.
• Opportunity to work within a rapidly expanding area of the fintech industry and help shape a new advisory offering.