Quick Summary

Build and scale full stack insurance products using Typescript, Ruby, and PostgreSQL while mentoring engineers and shaping architecture in a fast-moving, remote-first environment.

Who we are

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.

Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.

Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)

• Forbes' America's Best Startup Employers (2026)

• Inc. 5000 Fastest-Growing Private Companies

• Forbes’ Fintech 50 (2023-2026)

• Great Places to Work Certified (May 2024-May 2027)

Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com and see how we work.

The opportunity

We’re looking for a Senior Software Engineer with a full stack focus to help us build and scale the products and platforms that power Kin’s customer experience and internal operations.

This role exists at an exciting stage of growth as Kin continues expanding its product offerings, modernizing systems, and improving operational efficiency across the business. You’ll work across backend services and frontend applications using Typescript, Ruby, PostgreSQL, and modern JavaScript frameworks to deliver reliable, scalable software that directly impacts homeowners and internal teams alike.

As a senior member of the engineering organization, you’ll take ownership of complex technical challenges, contribute to architectural direction, and collaborate closely with Product, QA, PMO, and fellow engineers to deliver meaningful outcomes. You’ll also play an important role in mentoring engineers and helping elevate engineering practices across the team.

Your responsibilities

• Build, maintain, and optimize scalable full stack applications using Typescript, PostgreSQL, and modern frontend frameworks

• Write clean, maintainable, and efficient code across frontend and backend systems, including occasional contributions in Ruby and Python

• Lead pair programming sessions, code reviews, and technical mentorship for junior engineers

• Drive architectural and technical design discussions that improve scalability, reliability, and developer experience

• Collaborate closely with Product, QA, PMO, and cross-functional stakeholders to deliver customer-focused solutions

• Participate actively in Agile ceremonies, including daily standups, sprint planning, and retrospectives

• Identify and execute technical improvements that increase system performance, maintainability, and operational efficiency

• Provide technical guidance and subject matter expertise during planning, implementation, and incident resolution

Success in this role

In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.

By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make.

• Complex engineering initiatives are delivered successfully with scalable, maintainable solutions that improve customer and internal experiences

• Engineering teammates are growing through your mentorship, technical guidance, and collaborative leadership

• Architectural improvements and technical investments are helping the team move faster and operate more reliably

• Cross-functional partners trust your technical judgment, communication, and ability to execute against business priorities

What you’ll bring

• Track record of shipping large, complex software projects in production environments

• Experience building full stack applications with Typescript and modern JavaScript frameworks such as React, Vue, or Angular

• Familiarity with backend development using Ruby, Python, or similar object-oriented programming languages

• Experience designing scalable software architecture and contributing to technical direction

• Ability to evaluate and communicate the business value of technical investments and engineering decisions

• Experience mentoring engineers through pair programming, code reviews, and technical coaching

• Comfortable operating in fast-paced startup environments with evolving priorities and ambiguity

Bonus experience

• Experience working in Agile or Scrum development environments

• Familiarity with PostgreSQL and relational database optimization

• Experience collaborating closely with Product, QA, and PMO stakeholders

• Location in Central or Eastern US time zones preferred

• At this time, we are unable to sponsor employment visas

How we hire

We believe a great hiring experience should be clear, respectful, and human. We’ll accept applications for this position until June, 14, 2025. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions.

The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
-Prompt updates and feedback following interviews
-Interviews with recruiters, hiring managers, and members of teams
-Skills assessment relevant to the position, if applicable
-Genuine, thoughtful human interaction at every step

How we work

We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.

Run through walls, together - Our industry is stuck in the status quo. But Kin is different. We are challengers. Innovators unwavering in our mission to fix insurance for those who need it most. We are changing insurance for good. We roll up our sleeves, take action, and get “impossible” things done every day with grit and teamwork.

Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths.

Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers.

Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation – it's our competitive advantage.

Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.

Where we work

We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration.

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.

State locations and specifics are subject to change as our hiring requirements shift.

EEOC statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to [email protected]