About the Role:

The Energy Program VP serves as a senior expert and strategic leader responsible for end-to-end performance of Pathward’s energy portfolio. Acting as a “quarterback” for the Energy business, this role partners closely with senior leadership, credit, treasury, and external partners to drive disciplined origination, underwriting rigor, and portfolio performance across a complex and rapidly evolving energy landscape.

This role functions as a key extension of senior leadership, including the Chief Growth Officer, owning both top-of-funnel partner engagement and downstream transaction execution, ensuring deals are appropriately structured, priced, and aligned with risk and return objectives before entering the pipeline.

What You Will Do:

• Operates as the “quarterback” for the Energy business, integrating strategy, credit, origination, and execution across the full deal lifecycle.
• Acts as Product Owner for Project Finance (Energy), defining program standards, governance, and execution priorities.
• Evaluates transactions prior to formal underwriting to ensure appropriate structuring, pricing, and alignment with credit and portfolio objectives.
• Provides leadership and oversight across syndicated and non-syndicated transactions, including deal structuring and capital strategy.
• Partners closely with Credit to proactively identify and mitigate risks, ensuring alignment with internal risk frameworks and external expectations.
• Owns visibility into the full pipeline, including top-of-funnel sourcing, partner-driven opportunities, and deal conversion.
• Ensures forecast accuracy across originations, funding timing, and revenue realization.
• Monitors daily lending limits, portfolio concentrations, and emerging risks.
• Serves as a senior relationship leader with key external partners, maintaining high credibility and trust.
• Builds strong, respected relationships with internal stakeholders including Credit, Treasury, Legal, and executive leadership.
• Maintains deep expertise across energy sectors, including solar, biogas, oil & gas, and emerging energy technologies
• Provides guidance on market dynamics, public ratings considerations, and evolving industry trends impacting deal structure and portfolio performance.
• Leads or partners in complex legal negotiations to ensure favorable risk positioning and commercial outcomes.
• Ensures adherence to program standards, regulatory expectations, and internal control frameworks.
• Identifies and escalates credit issues, portfolio risks, and structural gaps proactively.

What You Will Need:

• Bachelor's degree or equivalent education and work experience. Master's degree preferred.
• 12+ years of experience in project finance, structured finance, or commercial finance, with a significant portion in energy or infrastructure.
• Deep expertise in energy sectors (e.g., renewables, oil & gas, emerging technologies).
• Proven experience structuring and executing complex syndicated and non-syndicated transactions.
• Strong understanding of credit risk, underwriting, and portfolio management principles.
• Demonstrated ability to operate as a senior individual contributor in a highly technical, fast-paced environment.
• Highly credible and respected partner to Credit and external stakeholders.
• Strong commercial acumen balanced with disciplined risk management.
• Ability to operate both strategically and tactically across the deal lifecycle.
• Exceptional judgment in pricing, structuring, and portfolio decision-making.
• Ability to deal with concepts and complexity; ability to think logically and critically
• Open to change and able to learn quickly; able to apply previous experiences when faced with new or seemingly unique challenges
• Ability to demonstrate critical thinking and problem-solving skills.
• Knows how to get things done through both formal and the informal network; understand the cultures of organizations
• Ability to deliver in complex situations and under short time frames
• Excellent oral and written communication and presentation skills, including creating internal and external presentations
• Experience successfully communicating with senior executives.
• Highly organized with the ability to manage through the details to accelerate progress.
• Ability to analyze and interpret data to make decisions.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $150,000 – $227,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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