Head of Licensing

Overview

At Rain, we’re building the financial infrastructure that connects people and businesses across borders. To power that mission, we must navigate one of the most complex regulatory environments in the world. Our Head of Licensing will ensure that we not only keep up with regulatory demands, but stay ahead of them—unlocking access to new markets and enabling compliant global growth.

Our Ethos

Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what’s broken without waiting, chase trends before they peak, and remember to have fun through it all.

What You'll Do

As a Head of Licensing, you’ll be responsible for driving our regulatory licensing strategy across the U.S. and international markets. This role sits at the heart of our legal, compliance, and expansion roadmap, ensuring we have the approvals in place to operate globally. You will:

• Contribute to Rains’s overall US and international licensing strategy

• Support the end-to-end process of obtaining and maintaining Money Transmitter Licenses (MTLs) across U.S. states and other licenses internationally (e.g., EMI, VASP, payment institution, or equivalent licenses depending on jurisdiction).

• Draft, review, and submit licensing applications and supporting documentation, ensuring accuracy and timeliness.

• Coordinate with Legal, Compliance, Finance, and Operations teams to ensure license obligations are embedded into day-to-day operations.

• Monitor regulatory developments globally and flag changes that may impact licensing strategy or requirements.

• Contribute to process improvements to make licensing more scalable, efficient, and audit-ready.

• Build a team for license renewals, maintenance, and regulatory audit preparedness.

What you will bring to Rain

• Minimum 10 years’ experience in regulatory licensing in the U.S., Europe and other international markets (preferably within virtual asset, fintech, payments, or financial services).

• Hands-on experience with MTLs or similar financial regulatory licenses

• Strong understanding of U.S. state-level financial regulation and/or international licensing regimes.

• Exceptional organizational skills—able to manage multiple applications, renewals, and regulatory engagements simultaneously.

• Clear, confident communicator, comfortable working with regulators, counsel, and cross-functional internal teams.

• Detail-oriented with excellent writing and documentation skills.

• Bonus: Prior experience scaling licensing processes for a high-growth fintech or crypto company.

Benefits

Our team works hard, so we make sure our benefits do too. Here’s what you can expect as a Rainmaker:

• Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums.

• 401(k) with matching: Invest in your future, just like we’re investing in ours.

• Ownership that matters: Every team member gets equity because we believe in building together.

• Work your way: Flexible hybrid setup with a prime SoHo office for NYC-based teammates.

• Unlimited PTO: Because time to rest and reset is just as important as time to ship.

• Product-first perks: Monthly budget to test our cards and features like a real user.

• Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving.

• Home office setup: One-time stipend to create a space that works for you.

• Team connection: Frequent company events, team dinners, and offsites to stay connected.

Compensation will vary based on experience