Sezzle is an alternative payment platform that increases sales and basket sizes by enabling interest-free installment plans at online stores. Consumers pay over time, but our merchant partners are paid upfront, eliminating risk of fraud or non-payment. When you pay with Sezzle, your purchase is split into four interest-free installments automatically scheduled over the next six weeks. It's a financially responsible way to pay over time and build credit. Because 67% of consumers under the age of 30 have sub- or non-prime credit scores, we use a proprietary algorithm over traditional credit checks to determine credit worthiness, enabling more consumers to get approved.