More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Mortgage Underwriter at Banner Bank, you play a vital role in helping individuals and families achieve homeownership while protecting the bank’s commitment to responsible lending. This role blends deep underwriting expertise with collaboration, problem-solving, and regulatory care. You’ll be trusted to make sound credit decisions that support both our customers and our long-term success.
In this role you'll
- Apply underwriting standards adopted by the Board of Directors, investors, agencies, and regulatory requirements.
- Underwrite residential loan applications to ensure compliance with Banner Bank portfolio guidelines, secondary marketing conduits, and private mortgage insurance companies.
- Partner closely with loan officers and processors to support the origination and structuring of residential loans.
- Provide guidance on complex or challenging loan scenarios to help teams move applications forward.
- Ensure full compliance with internal policies, procedures, security standards, and all applicable federal and state regulations.
- Maintain a strong awareness of changing regulatory, investor, and agency requirements that impact underwriting decisions.
What we're looking for
- You have a High School Diploma or G.E.D. (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
- You bring six or more years of mortgage underwriting experience (Required).
What helps you shine
- You have advanced knowledge of 1–4 family residential underwriting guidelines across multiple loan programs.
- You are comfortable underwriting a wide range of loan types and navigating investor and agency requirements.
- You communicate clearly and professionally, both in writing and verbally, and enjoy supporting partners across the loan production team.
- You stay organized, manage multiple priorities, and consistently meet deadlines in a fast-paced environment.
- You are proficient in Microsoft Word and Excel and have a solid understanding of accounting principles.
- You maintain a strong working knowledge of federal and state laws and regulations related to residential underwriting.
