Sr. Decision Scientist, Platform Excellence Ops Analytics
•Instacart· 3d
💻 Engineering⏰ Full-time⭐ Senior💰 $143k-151k🇨🇦 Canada
3d ago
Tilt Finance·3 months ago
At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.
The Senior Business Intelligence Engineer builds and maintain high-quality analytics that power our lending operations for our Nira business team. You’ll partner closely with business, credit, and finance teams to define KPIs, develop scalable dbt models, and deliver accurate, trusted reporting for internal stakeholders and external partners.
This role also supports migration of reporting into Databricks, ensures data quality, and collaborates with the US-based Tilt BI team to maintain strong analytics standards.
Location: Hybrid (2–3 days onsite), Bangalore, India
Develop accurate, responsive, and easy to understand dbt models that drive quality decision making across Nira lending operations.
Discover issues, edge cases, outliers and anomalies in our lending data. Develop exception reporting and outlier analysis to highlight findings.
Extend and adapt dbt models based on business needs. Troubleshoot and resolve issues with data and models.
Coordinate with internal and external teams on changes to existing reporting and implement.
Work with stakeholders and data infrastructure team to ensure that analytics is managed with the highest respect for our customer’s personal information and with the right level of access controls.
Expand documentation and guides around BI data models.
Act as a SQL query and analysis resource for analysts across the organization.
Collaborate with the US based Tilt BI team for consistency and best practices.
Minimum 6 years working directly with business stakeholders. Ability to quickly and deeply understand stakeholder needs, then translate to analytics models is an absolute must. Strong communication skills required.
Minimum 6 years in an analytical role supporting finance, accounting, or lending teams preferably in a fintech or financial services environment.
Minimum 4 years working with dbt, in data model design, implementation, and validation.
Minimum 4 years working in an international environment, including experience directly in the US, or with US based stakeholders.
Demonstrated track record of working directly with business teams on end to end data modeling / reporting projects, from requirements gathering to reporting outputs.
Expert SQL skills, with a track record of delivering accurate and performant queries for driving reporting.
Interest in using AI tools to accelerate analytics development. Experience with AI coding tools a huge plus
Experience with Databricks, Snowflake, or Synapse (Databricks a plus)
Expert fluency in English, spoken and written.
Initial recruiter call: A conversation to learn about your experience and what you're looking for in your next role.
Hiring manager interview: A deeper discussion about your background and approach to solving challenges.
Skills panel: Meet with Tilt team members to discuss your expertise and problem-solving approach through real-world scenarios.
Leadership conversation: A conversation with a leader to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).
Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.
Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.
We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.
You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.